United We Fall

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How to Get Your Online Business Off the Ground

So the Pandemic hit and it seems you’ve had just about the right enough time to think about starting a business or at least a side hustle. Let’s assume you already know a few things about your new business idea some of which could be: 1. The Product you wish to sell 2. How you wish to source the products etc. The big question then is: 1. Who do I sell to? 2. How do you get the product across to buyers? 3. How do I get my product seen? 4. Where is the money to get started? If you have asked some of these questions in the past, then you are no different than I was 3 years ago before I started JungleCell.com What Product Can I Sell? People talk about drop shipping a lot but they never really tell you the downside to this type of business (That’s a different conversation for another day). I really do want to focus on answering the question: What product you can sell. Easy answer. The product should check at least 2 of the

Easy Steps to Get Your Finances in Top Shape

1. Assess your current situation: I think this is the first step on the journey to financial freedom. Who are you? What is your current income? Do you struggle to meet your monthly expenses? How long can you last without any income? This is like a health check on your finances. Give your finances a random score out of 10, and trust me, you will probably be right. Knowing where you are, is always a good place to start your financial fitness journey. A good exercise to start with is to calculate your net worth. You can calculate your net worth in these three (3) simple steps: Step 1 - Sum up all your total assets (cash in the bank, stocks, bonds, car, home, land, etc.). Step 2 - Sum up all your total liabilities (credit card debt, car loans, personal loans, outstanding mortgage, etc.) Step 3 - Subtract your total liabilities from your total assets. Your Net Worth = Total Assets - Total Liabilities. Don't feel bad if the sum is negative, just continue reading. If it is positive, s

5 Simple Ways to Trick your Bank into Giving you the BUSINESS Loan you need!

The word “trick” may be an inappropriate term to use to educate you on this subject. However, I am more than certain that even though clients never explicitly use that word when trying to apply for a loan, that is what they eventually try to do in order to persuade us Bankers into risking depositors funds. A trick or not a trick. It all depends on the rule of the game and here are five simple things you need to need to be thinking of when applying for a loan! Before we get into the five things that you need to be thinking of, lets get started with a few C’s Banks consider strongly before indicating an interest (NOT approve) to give you a loan. Call it the Banker’s lending creed or the bible. If you check all the boxes convincingly, then you have a 50% chance of tricking your Bank into giving you a loan. Character— What is your history of repaying your loan. Essentially what is your credit report saying? Capacity— Simply put, this is your total debt to-income ratio. The higher

Unlock Your Phone. It's easy!

Have you ever bought a phone and found out it was locked to a carrier? Before you sue the seller, take a few steps to see what you can do. AT&T — For most devices, there is an unlock request form you can fill out online using the IMEI number for the device. After you submit the form, AT&T will send you a confirmation email with a link. Click the link, and AT&T will send unlocking instructions within two business days. Note that prepaid devices must be active for six months before they can be unlocked. Start the unlocking procedure at https://www.att.com/deviceunlock/ Sprint — Devices with domestic SIM cards launched after 2015 automatically unlock when they become eligible. To get an inactive device unlocked, call Sprint customer care at 888-211-4727 or request an unlock through Sprint’s online chat . See the full unlocking requirements here . Keep in mind that Sprint-branded phones use a relatively obscure networking technology and won’t work on other networks. Verizo

AFRICA NEEDS TO RE-THINK ITS RELATIONSHIP WITH CHINA

AFRICA NEEDS TO RE-THINK ITS RELATIONSHIP WITH CHINA My sibling lived and worked in China with her husband for almost 8 years. She worked, she paid her taxes, she complied with the law but never found stability. When she finally returned in 2014, I went from being thrilled to being shocked over all the things she wasn’t. No permanent residency, No MBA degree and bitter still, could not speak a word in Mandarin beyond hello. Her response when I asked why was straightforward: “China doesn’t really see my existence, so I didn’t feel the need to be seen there anymore” This story resonates with many Africans in China. They live in China, contribute economically to China, yet they are never really seen in China As far back as 2012, as many as 100,000 Sub-Saharan Africans had flocked to Guangzhou, according to Professor Adams Bodomo's book "Africans in China" all chasing the same dream of getting rich in China. Over the past years thousands are believed to have exited Gua

The Politics of Fear!

The Politics of Fear “May your choices reflect your hopes, not your fears” – nelson mandela Fear is one of the most complex emotions most humans feel. From an abusive relationship, to uncertainty at a workplace, the fear of what is known or unknown remains to be understood as most other emotions which most often can be diagnosed, managed or even treated. When we feel fear it mostly an emotional reaction to something. In cases where these triggers are known, we feel fear because we feel powerless to control or confront it. Reactions to fear like most other emotion is to fight to freeze or to fight. The fear we feel as a result of social behavior are more domestic in nature. When it expands into politics, the concept of fear hits home. That is so because then we feel our financial wellbeing, our ability to love, our culture, our religion etcetera threatened. In a political climate, fear can easily metamorphose into a commodity that is much more complicated. Because, anger us